Poor the meantime

I have a confession. I'm short of money. I'm negative by P100 pesoses to be exact as of this afternoon. Based from my accounting spreadsheet, my last payroll's salary lacks P100pesoses for my bills and expected expenses till Sept15. Ugh.

Two hours later when I reached home, and my helper handed me our electric and water bills, I am now poorer by P2,300pesoses! Tangenangsyeet! Ganito pala pakiramdam ng mahirap. Nakakaiyak, nakakadepress, nakakainsecure at ang pinakamasaklap sa lahat, nakakapanget. :(

I never realized I'd reach this point of financial worry. I always thought I earn a lot and I am even able to do my regular share of charities and philanthropy. I used to kid gf that I have scholars whom I provide for to support their studies. I also have numerous relatives who seem to be always in need *there's always that kind of relative in every clan* whom I always help out.

But now, in a cruel reversal of fortune (I'm so in Jeremy Irons' shoes), gulping my high-rise pride I'm actually the one in need. There I said it. It's out and I don’t feel any tad better.

This tragedy started when my tax deduction from two payrolls ago doubled than before. It's a BIG tax I tell you. 33% of my earning I surrender to the government. So imagine my ultraelectromagnetic shock when I was deducted 66% of my salary! The katipunera in me suddenly awoke from its dormancy. I wanted to replace gabriela silang on her monument at makati. Gusto kong mag-aklas at sibakin ng itak (figuratively and literally) ang mga tao sa accounting department namin. There is definitely a grave error committed here your honor. And I won't stop until that criminal is in jail!

Kung gaanong nagrerebolusyon ang damdamin ko ganon naman ako ka-helpless sa situation ko. The escalation process in our big multinational corporate company is to email the erring department, which I did. After 5 days as part of their SLA (service level agreement), I got an email with an attached spreadsheet showing the details of my payroll, not really explaining why my tax deduction doubled this time. After reading the spreadsheet and not understanding it one bit, another email was sent to me by the department indicating that the issue I raised has been resolved.

Langya di ba? Nagsend lang ng spreadsheet without any explanation, resolved na daw!

Dahil BS Math si gf, I printed the spreadsheet including my recent payslips. My Math 14 and Stat 1 were not enough to unravel the mystery of the darn spreadsheet. I know kung fu, I know Math. And I know there's a missing variable somewhere because I can't extrapolate how they arrived with my tax deduction value.

So instead of the usual TGIF super fun/steamy gimmick with gf, we settled in a coffee shop analyzing the numbers. *Totally uncool* Turns out, even gf can’t decipher where the double tax deduction was derived. The actual factor that caused it to double was not provided. Ha! Tangenang accounting yan. Kala yata nila mauutakan nila ako.

I sent them another email demanding I talk to an accounting rep. One week later, dedma ang mga pucha! Sent them another email following up my email from last week.

Two and a half weeks since, the shit I'm buried in is getting deeper. My insurance contribution, my credit card, my rent, my utility bills, my Globe line, practically my life, all due this week.

Pag ganito palang gipit ka biglang tumatalas ang memory mo at lahat nang may utang sa yo bigla mo maaalala. My two previous employers still owe me my last pay checks. I thought I won't need them then so I never bothered getting my last pays. Ganyan ako kayabang noon! Na isang malaking kahangalan at kabobohan now that I think about it in retrospect.

What are my options while I await for the true resolution of my tax deduction?

1. Magtipid. No more cabs for now.
2. Magbaon ng lunch and meryenda instead of dining out
3. I still have a $100 bill in my wallet. That's an instant P4.500. But due to sentimental reasons, I hope to preserve that bill
4. I can pull out my P50k stocks investment (that is now 50% lower due to the oil crisis)
5. Maghanap ng sponsors (read: mamalimos) from friends (ayoko sa family ko, another towering pride issue)
6. magGRO temporarily? Pde ba yung customers ko puro babae lang?

Ansakit sa ulo sa totoo lang. Specially if I so want to watch a film in UPFI's (UP Film Institue) filmfest, attend the g2g e(girl-to-girl) exclusive party at Ratsky's (aiza sequerra's going to be there!), watch Avril Lavigne's concert, have my Olympus waterproof digicam repaired -- all to happen in the first two weeks of September.

The first Ber month brought forth a Bery challenging situation to me. Ofcourse, alam kong wagi pa rin ako sa huli. But until then, tuloy ang gyera ko with our company and pagsisintir ko about it.

*im sorry kung walang life altering realization in the end, at bitter and war freak mode pa rin ako*

No comments: